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SASRA Regulated | Deposits Insured

Empowering Your Financial Growth Through Cooperative Excellence

Join over 15,000+ members who trust MUDAI SACCOS for their savings, loans, and financial prosperity. Experience competitive dividends and flexible loan products.

Up to 14% Dividends
24hr Loan Processing
Mobile Banking

My Savings Account

Updated just now

Active

Total Savings Balance

BIRR 1,250,000

+12.5% from last year
Loan Approved! BIRR 500,000
Dividends 14% this year

SASRA Regulated

Licensed by SACCO Societies Regulatory Authority

Deposits Insured

Protected by Deposit Guarantee Corporation

Award Winning

Best SACCO in Customer Service 2023

ISO Certified

Quality Management Systems

0 Active Members
0 Million in Assets
0 Loans Disbursed (M)
0 % Dividend Rate

Building Financial Futures

Together We Prosper

20+ Years of Excellence
About Us

Your Trusted Partner in Financial Growth

MUDAI SACCOS is a premier Savings and Credit Cooperative Society registered and regulated by SASRA. We are committed to mobilizing savings and providing affordable credit to our members, fostering a culture of financial discipline and economic empowerment.

  • Member-owned cooperative with democratic governance
  • Competitive interest rates on savings and loans
  • Consistent dividend payments to all members
  • Modern digital banking solutions (FOSA & M-Banking)

BOSA Services

Back Office Savings Activities for members

FOSA Services

Front Office banking services available

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Our Services

Comprehensive Financial Services

We offer a wide range of SACCO products and services designed to meet your financial needs

Regular Savings

Build your wealth with monthly contributions and earn competitive interest on your savings.

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Development Loans

Access affordable loans for property development, business expansion, and major investments.

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Emergency Loans

Quick access to funds during emergencies with fast approval and minimal requirements.

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School Fees Loan

Finance your children's education with our affordable school fees financing facility.

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Housing Loan

Make your dream home a reality with our flexible and affordable mortgage solutions.

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Asset Financing

Purchase vehicles, machinery, and equipment with flexible repayment terms.

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M-SACCO Banking

Bank on the go with our mobile banking platform for deposits, transfers, and more.

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Fixed Deposits

Earn higher returns on your savings with our fixed deposit accounts.

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Loan Products

Choose Your Perfect Loan

Flexible loan products with competitive rates designed to meet your diverse financial needs

Normal Loan

12% p.a.
  • Borrow up to 3x your deposits
  • Repayment up to 48 months
  • Requires 2 guarantors
  • Processing within 7 days
  • No hidden charges
Apply Now

Emergency Loan

14% p.a.
  • Borrow up to 2x your deposits
  • Repayment up to 12 months
  • No guarantors required
  • Processed within 24 hours
  • Available via M-SACCO
Apply Now
Loan Calculator

Calculate Your Monthly Repayment

Use our loan calculator to estimate your monthly payments, total interest, and plan your finances better before applying for a loan.

  • Instant and accurate calculations
  • Compare different loan amounts and terms
  • View total interest payable
  • Plan your budget effectively
  • Apply directly after calculation

Loan Calculator

Principal Amount

BIRR 500,000

Total Interest

BIRR 64,872

Monthly Payment

BIRR 23,536

Why Choose Us

The MUDAI SACCOS Advantage

Experience the difference with our member-focused approach to cooperative banking

Quick Loan Processing

Get your loan approved and disbursed within 24-48 hours for emergency loans

Competitive Rates

Enjoy the lowest interest rates on loans and highest returns on your savings

24/7 Support

Our dedicated customer support team is always ready to assist you

Secure & Regulated

SASRA regulated with insured deposits for your peace of mind

Testimonials

What Our Members Say

Hear from our satisfied members about their experience with MUDAII SACCOS

"MUDAI SACCOS helped me build my dream home through their development loan. The process was seamless and the interest rates are very competitive. I highly recommend them!"

JM

John Mwangi

Member since 2015

"The dividends I receive every year have been consistently high. The emergency loan facility has saved me multiple times. Best SACCO in the region!"

MA

Mary Achieng

Member since 2012

"The M-SACCO mobile app is fantastic! I can check my balance, apply for loans, and transfer money from anywhere. Very convenient and user-friendly."

PK

Peter Kimani

Member since 2018

Ready to Start Your Financial Journey?

Join thousands of satisfied members who have achieved their financial goals with MUDAII SACCOS

Latest News

News & Announcements

Stay updated with the latest news, events, and announcements from MUDAI SACCOS

15 Mar
AGM Notice

Annual General Meeting 2024 - Notice to Members

Members are hereby notified that the 20th Annual General Meeting will be held on...

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10 Mar
Announcement

14% Dividend Declared for Financial Year 2023

The Board of Directors is pleased to announce a 14% dividend for all members...

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05 Mar
Product Launch

New M-SACCO App Now Available for Download

We are excited to launch our new mobile banking app with enhanced features...

Read More
Contact Us

Get In Touch

Have questions? We'd love to hear from you. Reach out through any of our channels.

Contact Information

Visit us at our head office or reach out through any of the channels below. Our team is ready to assist you.

  • Head Office

    South Ethiopia,
    Dilla ginb Gebeya, Dilla

  • Phone Numbers

    +251911553383
    +251911553383

  • Email Address

    info@mudisaccos.com
    support@mudaisaccos.com

  • Working Hours

    Mon - Fri: 8:00 AM - 5:00 PM
    Sat: 9:00 AM - 1:00 PM

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